Recent data has found that lenders are making it slightly easier to obtain a mortgage, as reported by BBC News. The number of mortgages needing a 15% minimum deposit has increased from 189 to 226 in the past month, reaching the year’s peak. The number of mortgages for the same period requiring a 20% deposit has dropped from 136 to 117. (more…)

Rent is treated as income and therefore taxed in line with your basic or higher rate tax bands. You will be able to offset mortgage interest payments, letting’s agent costs and maintenance costs against the taxable rental income. (more…)

Buy to let was expected to be the worst victim of the credit crunch with supply fading out completely. But it appears that this hasn’t happened. (more…)